Hire Purchase Back
A financial contract where your business will sell an asset it owns to use and then immediately leases it back through a hire purchase agreement. This allows the business to free up capital tied in the asset while still retaining its use. The business makes regular payments over an agreed period, with full ownership transferred back at the end of the agreement term. Hire Purchase Back is useful for improving cash flow, as it provides immediate funds whilst ensuring the business can continue using essential assets.
obtained
- Cash Injection: the cash released through the agreement goes directly into your business, providing you with valuable working capital.
- Enhances your cash flow: simplify your budgeting through fixed rate rental payments.
- Flexibility: Flexible repayment structures mean this plan can be fixed to suit your business needs.
- Reduced Risk: Sale and HP back reduce your risk. By financing your own equipment, you know its fit for purpose.
Agriculture Finance Solutions
Hire purchase back can be a practical way to access the value tied up in business assets without disrupting operations. If your company owns machinery, vehicles, plant, groundcare equipment, agricultural machinery, renewable energy assets or specialist equipment outright, those assets may be able to support a new finance agreement.
This type of finance is often used by businesses that need to release funds quickly, improve liquidity or reinvest in their operation. It can help bridge cash flow gaps, support expansion, cover upcoming costs or provide capital for new opportunities.
At Outside Finance, we take the time to understand your business, your assets and your funding requirements. Our team can help you explore whether hire purchase back is suitable and structure an agreement that gives you access to cash while allowing you to keep using the equipment your business depends on.
Speak to our experts
Want to release cash from machinery, vehicles or equipment your business already owns? Our finance specialists can talk you through hire purchase back and help you understand whether it is the right option for your business.
Financial Solutions
From ownership-focused asset finance to flexible funding and cash flow support, Outside Finance offers a range of financial solutions to help businesses invest, grow and stay operational.
Hire Purchase
Spread the cost of machinery, vehicles or equipment through fixed instalments, with ownership transferring to your business once the final payment has been made.
Lease Hire
Access the equipment your business needs through long-term fixed monthly payments, without taking ownership of the asset during the lease term.
Contract Hire
Use vehicles or equipment for a fixed monthly cost, often with maintenance and servicing included, then return the asset at the end of the agreement.
Business Loan
Secure funding for business growth, stock, expansion, cash flow or assets that may not be suitable for hire purchase or lease finance.
Hire Purchase Back
Release capital from an asset your business already owns while continuing to use it, then regain full ownership at the end of the agreement.
Refinance
Replace an existing finance agreement with a new structure to improve cash flow, access equity in assets or restructure business borrowing.
Speak to Our Finance Specialists
Have a question about hire purchase back or want to explore whether your existing assets could release working capital? Our team is here to help. Share a few details about your business, the asset you own and what you want to achieve, and we will guide you through suitable options.
Whether you need to improve cash flow, fund growth, manage seasonal costs or unlock value from owned machinery, vehicles or equipment, Outside Finance can help you make an informed decision.
OUTSIDE FINANCE LTD
Hinton on the Green, Evesham,
Worcestershire, WR11 2QT